Not Told?
  • You were not told the true cost of the insurance policy including  any interest payable.
  • You were not told of alternative policies that may have been cheaper elsewhere.
  • You were not told of any exclusions attached to the policy 
Not Suitable?
  • Your employment status was not discussed with you.
  • You had an existing illness or medical condition when the policy was issued.
Not available?
  • You were told that the PPI was necessary for you to receive the loan.
  • You were told that the outcome of receiving the loan would be more favourable if you took out the PPI.
Not asked?
  • You were not asked about similar insurance policies which may have already covered you.
  • You were not asked about your sickness pay and savings.
Could this be a reason you could have been mis-sold to?